No credit check loans

No credit check loans – borrow money in a few clicks.

✔️ Quick lender approval

✔️ 100% online – 24/7

✔️ Get connected to secure and trusted lenders with one simple form


The simple and secure loan form can be filled out in a few clicks from your phone or computer. 


The 100% online process makes it simple and easy to connect with a trusted lender network.


Get lender approval fast from our network of lenders chosen for their cost, speed, service and much more. 

How to get a no credit check loan - is it possible?

Before you can get a loan lenders have to perform a credit check. Even with a bad credit it is possible to get a loan in just 3 simple steps – 100% online. 


1. Submit a loan request

The 100% online process is simple and secure and cuts away all unnecessary paperwork. Simply submit a loan application and get connected to our network of trusted lenders. 

2. Get loan offers

If the loan offer fits your needs and desires, and you agree to the terms, simply sign the deal online and be ready to receive the funds. 

3. Receive money

Once you have submitted an application and signed the loan offer, the money will be in your account quickly. 

seen on:

Who can get a loan with no credit check?

Are you searching for a loan with no credit check, because you have a bad credit?

Then you should know that even if you have been rejected for a loan before we could help you get a loan.  

The requirements to get a loan are very few, and anyone can apply for access to the loans in our network of reliable lenders. 

If you are wondering if you are eligible, and qualify to borrow money, then in most cases you simply need to follow these few criteria. 

  • 18+ years old
  • Income
  • Australian bank account
  • Have a mobile phone and email

The requirements for loans can vary depending on the lender, but if you meet these requirements the chances of getting loans online from our network of reputable loan lenders are very high. 

Why use Incombi to get your next loan?

We believe money should be easily accessible for anyone in any situation. Therefore we help people find loans from reputable lenders in only a few clicks. 

No credit check loans

At Incombi we focus on helping people get the money that they need no matter their credit score. 

With one simple form you can connect to our network of reputable lenders. 

We know that no credit check loans are something many people with a bad credit look for. That is because they think you can’t get a loan with a bad credit score, but that is not true. 

With our large network of lenders, the chances of getting finance are very high, and you can apply for free with no obligation. 

Soft enquiry loans will also not impact your credit rating.

Loan amount

$50 – $5000✔️


1 – 24 months ✔️


Apply in clicks ✔️


100% online – 24/7✔️

man and woman lending money online fast

What are no credit check loans?

No credit check loans are loans without any credit check before a loan is granted. Lenders in Australia however perform a credit check before borrowing you money. The credit check however is in most cases done very quickly, especially if you choose to get a loan from our reputable lender network. 

It is easy to tap into our network with one simple form and save time. It only takes a few minutes and the process is 100% online. Even if you have a poor credit score or you have been rejected for loans before, we could help you get a loan. 

Payday loans no credit check

Many people with bad credit look for a “payday loan no credit check”, because they think that their credit score is an issue. But in fact the requirements to obtain a payday loan is low. In many cases even if you have a bad credit rating, you will still be able to get a payday loan. 

Payday loans also known as payday advance loans are short term loans with quick payments. Payday loans often have a higher interest rate compared to other long term lending options, because they have a short term lending period. 

Payday loans are usually paid off in one instalment and without collateral, also known as an unsecured loan. In general payday loans are used to pay off short term expenses, before your next salary or income from other sources such as Centrelink or your business

A payday lender usually pays more attention to your employment salary, than your credit score. Before you borrow cash from a payday lender make sure you are getting a quick credit check loan from a reputable and well known lender. 

If you want to save time when borrowing you can connect to our network of reputable and secure lenders with one simple form. 

Urgent loans no credit check

“Urgent no credit check loans” are something many people also look for when they need cash urgently. But just like with other types of loans, lenders also perform a credit check for urgent loans.  

Urgent loans are for people who need cash as quickly as possible. If you are in urgent need of quick cash, we can help you get connected to our reputable lender network in minutes.

It only takes a few minutes of your time and the requirements are few. 

Cash loans no credit check – instant cash loan

Do you need cash but you don’t have perfect credit? Then there is no need to stress about finding “no credit check cash loans”, because you can still get loans without having a perfect credit score. 

In fact it only takes a few minutes in total to get instant cash loans and you can fill out an application in clicks. 


With our processes it is fast, simple and easy to borrow cash through our network, consisting of trusted lenders with fast and secure loans.  

One simple form gets you access to the network of fast cash loans

Small loans no credit check

If you need smaller amounts of money, small no credit check loans might be something you are thinking about. But a small loan will also require a short credit check, but it will often only take a few minutes. 

If you have a bad credit dont worry, because at Incombi we do not just focus on a credit score. 

We can help you get connected to our large network of reputable lenders with one simple form. 

You can save lots of time by letting us do the time consuming work of finding a small loan that fits your needs – even if you have a bad credit rating. 

You also make sure you only get loan offers from respected lenders.  

If you are not sure if your application for a small loan will be accepted, because of your credit score, you can apply to check if you’re eligible 100% free with no obligation.  

Other types of no credit check loans: personal loans no credit check, easy loans no credit check, no credit check car loans, no credit check loans same day, emergency cash loans no credit check…

There are many different no credit check loans people search for. But before a lender will borrow money out to you, they perform a credit check. These credit checks usually take a few minutes and are soft enquiries which means they don’t impact your credit score. 

Many lenders in our network also provide borrowing opportunities for people with bad credit and for people who have been rejected for loans before.  

So if you are not sure if you will be accepted you can apply with one simple form in a couple of minutes. 

No credit check car loans

A car can be a very expensive but also important purchase. Therefore many people choose to borrow money to buy a car with a fee instead of having to save up for months or in some cases years to buy a car. 

Car loans also known as car financing however will also require a credit report check which usually takes a few minutes, since no credit check loans are not available and a credit check is needed. 

Same day loans no credit check

Same day loans no credit check are quick loans that are paid out the same day with no credit check. At Incombi we can help you find quick credit check lenders, with one simple application form. Thanks to our quick and simple processes we could help you get a same day loan from our large lender network. 

Personal loans no credit check

Personal loans no credit check are loans from a creditor such as a bank, financial institution, credit union or other online providers of loans that are used for personal consumption or to consolidate debt. Personal loans are typically paid back in monthly instalments and they can be both secured and unsecured.   

Easy loans no credit check 

Easy loans with no credit check are loans that can easily be obtained online usually within a few clicks. Easy personal loans have a quick and simple process and a very high acceptance rate. 

If you are looking for easy loans, you can get access to our network of lenders with one simple form.  

Emergency cash loans no credit check

If you need cash as quickly as possible for an emergency we could help you find a lender with quick credit check loans. Before a lender will lend cash they perform a credit check to make sure you (the debtor) are able to repay the money and not default. With our large lender network it only takes a few minutes to apply for emergency cash loans with one single application form.  

Bad credit loans – apply for loans with any credit rating

Do you need a loan but you have a bad credit? 

Do not worry, because we focus on helping people get the money that they need no matter their credit score. 

If you have a bad credit history and you still want to get a loan you can get started right here with bad credit loans

Getting loans from our network of reputable lenders is fast and secure and only requires a few clicks. 

You can always apply no matter your credit score and the process is 100% online. 

No credit check loans guaranteed approval 

Loans are not guaranteed or without a credit check. But thanks to our large lender network the chances of getting approved are very high. You can apply with only one simple application form, which only takes a few minutes to fill out. 

How can you improve your credit score?

Improving your credit score can have a positive effect on your ability to borrow money. In general, the better a credit score you have the lower the costs and interests you will have to pay on a loan. 

If you have a low credit score and keep getting rejected for a loan you could try to improve your credit score. You can do this by paying your bills on time, such as utility bills, rent and other types of monthly payments. Making a budget can significantly help you have enough money to pay all your bills on time. 

As you do this your credit score will improve and you will be more likely to get a loan. 

You can read more here and if you want to check your credit score you can get a credit report from a credit bureau such as Equifax or Experian. 

Where can you find a loan with a bad credit history?

Finding a quick credit check loan with a bad credit history can be very hard and a time consuming process. Since you are not able to get no credit check loans without a credit check, one of the easiest ways to search for loans from multiple lenders is to use a lender network like ours, which you can apply for with one simple form. 

By connecting to multiple lenders you can save both time and money. You will only have to apply once, instead of spending time on multiple applications for different lenders. After your application, we will make sure you get connected to a lender from our trusted lender network. 

You will get a response quickly, often within minutes. After we have found a bad credit loan for you, you can review the terms and details, such as rates and fees. 

If you accept the loan you will receive the cash directly to your account shortly.