Instant Cash Loans

Instant cash loans – borrow cash in a few clicks.

✔️ Quick lender approval.

✔️ 100% online – 0% obligation. 

✔️ Connect to our trusted lender network with one simple form.


The simple and secure loan form can be filled out in a few clicks from your phone or computer. 


The 100% online process makes it simple and easy to connect with a network of trusted lenders.


Get lender approval fast from our network of lenders chosen for their cost, speed, service and much more. 

How to get an instant cash loan?

It takes three simple steps to get cash almost instantly to your account. 


1. Submit a loan request

The 100% online process is simple and secure and cuts away all unnecessary paperwork. Simply submit a loan application and get connected to our network of trusted lenders with one simple form.  

2. Get instant loan offers

If the loan offer fits your needs and desires, and you agree to the terms, simply sign the deal online and be ready to receive the funds. 

3. Receive money

Once you have submitted an application and signed the loan offer, the money will be in your account almost instantly. 

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Who can get an instant cash loan?

The requirements to get an instant cash loan are very few, and almost anyone can apply for the loans in our network of reliable lenders. Even if you have been rejected for loans in the past, we could help you get the money you need. 

If you are wondering if you are eligible and qualify to borrow cash then in most cases you simply need to follow these few criteria. 

  • 18+ years old
  • Income
  • Australian bank account
  • Have a mobile phone and email

The requirements for cash loans can vary depending on the lender, but if you meet these requirements the chances of getting loans online from our network of reputable lenders are very high.  

Why use Incombi to get your next loan?

We believe money should be easily accessible for anyone in any situation. Therefore we help people find loans from reputable lenders in only a few clicks. 

Instant Cash Loans

An instant cash loan is an easy way to get cash almost instantly. 

Instant cash loans can be obtained in a few clicks – 100% online. 

If you need money for unexpected bills or any other situation, instant cash loans can help you get funds to your account quickly. 

You can get started right here and get access to our reputable network of lenders with one simple form.

Loan amount

$50 – $5000✔️


1 – 24 months ✔️


Apply in clicks ✔️


100% online – 24/7✔️

man and woman lending money online fast

Same day cash loans

Same day cash loans are a simple and fast way to get money quickly. 

Simply choose the amount you want to borrow, together with the repayment period for your loan. 

Now fill out a short and secure personal loan application in a few minutes with your basic information.

We will then try and help you get a “same day cash loan” by connecting you to our network of reputable loan providers in Australia. 

Within minutes you will receive a response, and you could have the cash in your bank account the same day you apply. 

Bad credit loans – can you get instant cash loans with a bad credit score?

Do you need a loan but have bad credit? 

Do not worry, because we focus on helping people get the money that they need no matter their credit score. 

If you have a bad credit history but you still want to get a loan because you need cash, you can get started with bad credit loans with one simple form. Many of our lenders take other things into account other than credit score, such as personal bank statements and more, so that people with bad credit are still able to get loans. 

Getting instant cash loans from our network of reputable lenders is fast and secure, and only requires a few clicks from your smartphone or computer. 

You can always apply no matter your credit score to see if you are eligible for a bad credit loan

Instant cash loans online

Instant cash loans online have become a very popular way to borrow cash. 

Traditional bank loans are often slow and full of time-consuming paperwork.

Online cash loans on the other hand are quick and easy to get without the annoying paperwork, and therefore many people prefer to borrow money this way.

Most people simply don’t want to wait days or even weeks to get funds from personal loans when they need the quick cash now. 

Eliminating time-consuming and unnecessary loan processes makes borrowing money both easier and cheaper. 

We specialise in making online cash loans easily accessible in a matter of clicks by connecting borrowers with lenders with one simple application form. 

Fast and quick personal loans – fast cash loans

Fast and quick personal loans are often unsecured (no collateral) cash loans with a quick and easy loan application process.

Quick personal loans are known to provide fast transfers of funds quickly after approval. 

You can apply and tap into our network of lenders with fast and quick personal loans in only a few clicks. This way you can be sure to borrow cash from a reputable lender with fast and quick personal loans. Unlike other types of loans like student loans, car loans, and mortgage loans, personal loans can be used for anything from covering expenses to consolidating credit card debt. 

See more about fast cash loans

Instant emergency cash loans

If you suddenly need cash for emergencies or sudden expenses, it is always important to know where you can find emergency cash loans. 

An easy way to get connected with a reputable lender is through our loan network. 

We make it fast, simple and easy to find “instant emergency cash loans” for any type of emergency with one simple application form.  

With our loan platform, it is easy to find lending opportunities and apply for emergency loans with transparent fees and quick payments. 

In fact, you can submit an instant loan application to our network in minutes. You do not have to spend any more time looking for a trusted lender with emergency loans. 

Cash loans no credit check – can you get loans without a credit check?

No credit check loans are loans without any credit check before a loan is granted. Lenders in Australia however perform a credit check before borrowing you money. The credit check however is in most cases done very quickly, especially if you choose to get a loan from our reputable lender network. 

It is easy to tap into our personal loan network with one simple form and save time. It only takes a few minutes to apply and the process is 100% online. Even if you have a bad credit rating or you have been rejected for loans before, we could help you get a loan. 

Instant payday loan

Instant payday loans, also known as cash advance loans, bad credit payday or payday advance loans, are short term loans often with a higher interest rate (apr)  in comparison to other types of fast cash loans.

Payday loans are a popular way to borrow cash online, because of their loose requirements and almost instant processing after you apply. Many people prefer fast and reliable payday loans over long term loans, because they don’t want to be in debt for long and know that they can pay back the payday loan the next time they get a salary. 

Payday loans are meant to extend credit till your next payday when you can repay the loan. Because payday loans provide a short term loan till the next paycheck, they often have a higher interest rate compared to long term loans. 

An instant payday loan is usually paid back in one instalment, rather than multiple monthly instalments like with longer term cash loans. 

Urgent payday loans

Urgent payday loans are for people who need money urgently to pay bills or other expenses before they get paid next time. If you urgently need quick cash then obtaining a payday loan can be a way to quickly solve financial needs. It is really seamless and quick to obtain urgent loans through our network. 

All you have to do is submit an urgent loan application with basic information about yourself. 

You can get access to our loan network through one simple form. This way you can save time and also be sure to only get loan offers from reputable creditors. Our service is free to you and we do not charge you any fee or other charges. 

Instant cash advance loan

Payday loans are also known as advance loans which are essentially the same type of short-term loan. Lenders might name the same type of personal loan in different ways but instant cash advance loans and instant payday loans are structured in the same manner. 


If you are on Centrelink benefits and need money, then a cash loan can be a way to obtain finance fast and simply. Traditional lenders such as banks and credit unions will in many cases reject your loan application as soon as they see you are on Centrelink benefits. 

Our large network of lenders however includes lenders who will provide loans for people on Centrelink. 

It is fast and easy to tap into our network with just one simple form. 

You can save lots of time by applying to our network of reputable lenders, instead of having to apply to multiple lenders. 

This way you can save both time and increase your chances of getting approved for a loan. In most cases, you will need some source of income to be approved for “loans instant cash” such as Centrelink, a job or your business.  

Small instant cash loans – choose loan amount

Small instant loans are popular because they make it possible to borrow cash fast and simply.  

You don’t have to deal with time consuming paperwork – because it only takes a few small clicks to apply. 

You can get started today with a small cash loan starting from a loan amount as low as $50.

Simply choose the total loan amount and the repayment period you want for the small loan, and submit a short loan application. 

This way you not only save valuable time but also make sure you are only getting instant cash loan offers from trusted lenders in Australia.